The Enterprise Team Admin
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Using a Flexible Spending Account (FSA)
If you have a health plan through a job, you can use a Flexible Spending Account (FSA) to pay for health care costs, like deductibles, copayments, coinsurance, and some drugs. They can lower your taxes. How Flexible Spending Accounts work A Flexible Spending Account (FSA, also called a “flexible spending arrangement”) is a special account…
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The Attitude of Gratitude
You may have heard the saying attitude of gratitude. It’s a great little rhyme to remind us to live a life of gratitude – and practice it! When we practice being thankful on a regular basis, it not only impacts our mental and physical health, but those around you as well. The Definition of Gratitude…
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Benefits 101: What Is Accident Insurance?
Accidents happen. Whether you fall off a ladder, slip and break an arm, or get injured just living everyday life, an accident can happen. Anytime. Anywhere. What Is Accident Insurance? Accident insurance helps provide support when life’s most unexpected moments happen. It makes an accident less painful financially because it helps to pay the bills…
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Benefits Buzz November 2023
Final Forms and Instructions for 2023 ACA Reporting Released The IRS has released final 2023 forms and instructions for reporting under Internal Revenue Code Sections 6055 and 6056: 2023 Forms 1094-B and 1095-B (and instructions) will be used by providers of minimum essential coverage, including self-insured plan sponsors that are not applicable large employers (ALEs),…
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Revealed – Survey Responses about Employee Wellness and Benefits
The connection between employee wellness and the benefits of the job might seem obvious. But the conversation should be more nuanced than merely a discussion about health insurance, access to mental healthcare like employee assistance programs (EAPs), and well-being apps to reach zen. Indeed, Human Resources professionals must reconsider their definition of benefits. It must extend to all the pros of…
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Benefits 101: Premiums, Deductibles, Copays, and Out-of-Pocket Maximums
Not understanding benefits terminology is near the top of the list of ways that open enrollment and benefits selection can stress you out. Open enrollment is coming quickly and soon you will be talking about benefit options. The world of benefits and insurance can be confusing. In-network, out-of-network, deductibles, co-pays and co-insurance? What? Let us…
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Want to Increase Productivity? Support Working Parents
As the flu and RSV season gets underway, companies are asking themselves how they can support employees who need to stay home to care for their children. In fact, last October, 104,000 Americans missed work because of “childcare problems” – the highest total since the Bureau of Labor Statistics began tracking the figure in 2003. …
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Think Intelligent About Artificial Intelligence
Artificial intelligence, including so-called “large language models” like ChatGPT, has rapidly become a major talking point in the press, amongst governments, and maybe even in your office! While AI has been a subject in the background for decades, everyday web users can now engage with AI like never before. But whenever there is a sea…
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HR News
Pushback on Remote Work Nowadays, many employers are insisting that workers return to the office in full force. Last week, HR Exchange Network reported on Goldman Sachs enforcing a five-day RTO rule. The Street recently reported on how Dimon longs for the same at JPMorgan Chase. This is not new news. Some have suggested the…
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Benefits 101: What Is Open Enrollment?
For millions of Americans, the end of the year is open enrollment season – a yearly opportunity to take stock of your health care needs and select the health insurance plan that works best for you. It is a window of time – typically in the fall – when you can sign up for health…
